The Future of Payment

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How can American Express create a more reciprocal relationship with their customers and merchants?

 

Challenge

  • Near: How can we improve POP for merchants?

  • Far: How does the relationship with customers change if the credit card goes away?

Role: Design & Strategy Lead (in collaboration with Continuum and IDEO)
Client: American Express
Project: Brand Strategy, Design research, Innovation Strategy, Experience Concept
Research Methods: In-store observation, secondary desk-research, expert interviews

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Discovery

We quickly dug into the technologies, cultural trends and competitive context to look for areas of opportunities

Ideation

We rapidly created and collaborated on a breadth of ideas exploring the tension between different types of transaction.


We need to rebuild reciprocal relationships American Express had with its customers and merchants.
— Insight
Not all transactions are created equal.
— Insight

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Smart Statement transforms the boring statement into a smart platform that sorts individuals’ purchases so they can automate functional purchases and elevate emotional ones within media rich feed.

Created a walk-through experience to create internal excitement and break down silos

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